Financial Services in the Sub-saharan Region

Of course we have to agree to the fact that the fanacial services sector is developing every other day ,but then there are alot of question we need to ask our selves,as for instance is it meetint its principal target of fifhting poverty in the places where it keep on growing every other day.The answer to this question needs proper judgement making after the wide range assessment but not other wise a click of time decision.
Taking the case a keen case study of Uganda,there are over ten finacial saervices institutions of which prodominately include commercial banks,micro finance institutions na d insurance companies.Those institution offer leasing and Insurance services but where the problem lies is that there is evident lack of proper leasing and financial service that are capabable of sustaining the bottom line nature of the economy of Uganda.The economy of Uganda is of developing countries characterists well as so the leasing and insurance services offered do not clearly fit the needs of the locals,and that has given the foreign investers the green fields to invest in Uganda simply because they fit the services creteria of the Leasing and insurances institutions in Uganda.To in Uganda we need to take a very close consideration of offering micro leasing services that will enable the people access machinery and equipments that at least cost below Euro 2,000 that will of course lead to the existence of the micro insurance service and that is what this business is about.
The business plan is to introduce a business where by the small and medium enterprenuers shall access machinery and equipment on the micro leasing basis to enable them invest through the manufacturing of different types of goods and or services,the micro leasing services will be coupled with micro insurance services in that the beneficiariies shall be obliged to ensure their property agaist the losses as a result of varying risks.
In Uganda there are frequest losses to small and medium enterprises in such cases they end up losing completely because they had no insurance provision set along side their venture and when that continues then the economy of the country simply dwidles to extra poverty.