Publication:
SME Credit Scoring: Key Initiatives, Opportunities, and Issues
The World Bank Group - March 2006
Wendel and Harvey describe small business credit scoring (SBCS) tools, their use in developed country markets, and
their current and future use in emerging economies. They identify constraints to the adoption of SBCS in developing
countries, as well as possible approaches for jump-starting the use of SBCS, including pooled data models.
Original publication date:
Mar 2006
SME-focused start-up looking to implement a credit scoring system
Hello,
I am the founder of a start-up called Investors Without Borders (IWB) that aims to facilitate increased access to debt capital for SMEs in emerging markets through a peer to peer lending model. We plan to launch in late 2008 and can be found on the BID site as one of the winners of the 2007 challenge.
The SME credit scoring article you posted addresses issues that IWB is exploring as we develop our services. I would love to speak with someone from your organization about challenges inherent in the issue of credit scoring and the plans IWB has been developing.
Feel free to check out IWB: www.investorswithoutborders.net
Thank you!
Tricia Chirumbole